Your insurer has an algorithm. We have appraisers, attorneys, and a track record of getting clients what they're owed.
Was your car totaled or repaired?
We calculate your estimate differently depending on what happened.
We use your document only to calculate your estimate. We do not share or sell your information.
Your insurer's report. Your evidence. Your money.
After an accident, carriers use their own tools to minimize what they owe you. We read those numbers and show you what a fair recovery could look like.
Your insurer's valuation report is usually a PDF titled something like "Total Loss Valuation" or "Vehicle Valuation Report" from CCC or Mitchell. It's in your settlement packet, or you can request it from your adjuster.
Diminished value is the gap between what your car was worth before the accident and after, even once repairs are done. You can seek it from an at-fault driver's insurer as part of a liability claim. This is a recognized claim type, not a loophole. We are not your attorney and this is not legal advice.
See a sample appraisal report — PDF, 51 pages
Three ways this ends
| What you get | Accept the offer | Dispute it yourself | Independent appraisal |
|---|---|---|---|
| What you do | Sign the release | Pull comparable sales and write the rebuttal yourself | Upload the insurer's valuation report |
| What it costs | $0 | $0 | Free estimate · kits from $39 |
| Comparable sales gathered for you | No | No | Yes |
| Report signed by an ASCAA-certified appraiser | No | No | Yes |
| Money-back guarantee if you recover under $500 | No | No | Yes |
The money-back guarantee applies to the Full Claim Kit: recover under $500 and the purchase price is refunded in full. Read the guarantee terms.
Upload your repair estimate or enter your vehicle details. The estimate is the document your valuation is built from.
Your vehicle is priced against comparable sales and the damage recorded on the estimate, not against the insurer's worksheet.
See what the documentation supports. If you want it signed, the full appraisal is prepared by an ASCAA-certified appraiser.
A certified appraiser signs it.
Every appraisal is prepared and signed by an ASCAA-Certified Auto Appraiser under ASCAA License #ASCAA-CERT-9659. ASCAA is an independent third-party body that we do not operate, so the licence is checkable without taking our word for anything.
ASCAA License #ASCAA-CERT-9659
You can read the whole report before you pay.
The full 51-page appraisal is published — watermarked as a specimen with the vehicle identifiers removed, and otherwise the real document. Comparable sales, the damage on record, the method and the signature page are all in it.
We state what this does not do.
The free estimate is not a guarantee, an appraisal, or legal advice. It cannot predict what an insurer will ultimately pay, and it cannot account for damage absent from the documents you send. Get Made Whole publishes those limits rather than a confidence claim.
A percentage fee comes out of whatever extra the insurer pays. Our fee is flat, so it stays the same however much you recover. Compare what you would keep.
From $500 to $25,000. An estimate, not a prediction.
On $4,000, you keep $3,651 with Get Made Whole, and $2,680 with an attorney.
Attorney
Typical fee: 33% contingency
You keep
$2,680
They take $1,320
Get Made Whole
Full Claim Kit: $349 flat
You keep
$3,651
You pay $349, flat. No cut of the recovery.
If your claim recovers less than $500 after using the Full Claim Kit, we refund your purchase in full. Guarantee terms
Typical fee ranges are industry estimates and vary by provider and state. Attorneys often charge about 33%, and some add costs. Confirm any provider’s terms directly.
Sources for the typical ranges, not any named provider’s fees: published contingency rates of diminished-value recovery services, and the one-third contingency common in attorney fee agreements.
Those options handle the claim for you. The kit gives you the valuation evidence and letters to respond to the insurer yourself.
Results vary. Not legal advice.
Questions about your settlement, the paperwork, or what this costs.
Made whole means that after a covered loss, you should be restored to the same financial position you were in before the incident — no better, no worse. In a total-loss claim, that means receiving the fair market value of your vehicle before the accident.
The principle of indemnity and made-whole doctrine appear in both insurance law and policy language, but the specific rights available to you depend on your state, your policy, and the facts of your claim. An appraisal clause in your policy is the most common enforcement mechanism short of litigation.
An appraisal clause is a provision in most auto policies that allows either party — you or the insurer — to demand an independent appraisal when there is a disagreement about the value of a vehicle. Each side selects their own appraiser; if the two appraisers disagree, a neutral umpire decides.
In most states, a properly completed appraisal process results in a binding award. Your insurer is required to pay the appraised amount even if it is higher than their original offer.
If you signed a release of liability, your options may be limited depending on the language of the release and your state's laws. If you have not signed, you still have options — and we can help you evaluate them.
Send the repair estimate and get your number. No account needed to see it.